However, the fine print document I received states "Your use of this account, or failure to close the account within 30 days of receiving this document, indicates your acceptance of the terms of this agreement, including the assessment of any interest charges and fees." So I don't think I should ignore this. Not under hard inquiries, and not under open accounts. I checked my Credit Karma, and there no record of this bank and card in my account. I got a representative, but he said that they can't view the Victoria's Secret accounts and the only thing I can do is call that line that wants my social security number. Once connected, just follow the voice prompts to get connected to a customer care representative. I tried called the Comenity Bank customer service line too. You can get a Comenity Bank credit limit increase by calling the number on the back of your credit card or by reaching Comenity Banks general customer service department at (855) 796-9632. Since they shouldn't have my SS number, since I never applied for this card, I didn't feel comfortable putting it in the phone system. I tried to call the Victoria's Secret credit card phone line, but the automated system would not let me speak to a representative without giving my social security number. ![]() The sticker on the card doesn't say "Call to activate", it says "Call before use to CONFIRM RECEIPT of your credit card" (Yes, in all caps). As the bank that manages your Victorias Secret Credit Card, we want to assure you that Comenity Bank is committed to helping cardholders who may be experiencing hardships due to COVID-19. I've never even heard of this bank until I got this. Comenity Bank or Victorias Secret may contact you via call, text or email. ![]() I've also never had an amount with Comenity, the bank that this card is through. I never even had a non-credit rewards card with them. You hereby authorize us to furnish, if your application is approved, information concerning your account to credit bureaus, other creditors and Victoria's Secret Credit Card. I haven't shopped at Victoria's Secret in months, and I have never had any account with them ever. You hereby authorize Comenity Bank ('us' or 'we') to furnish our decision to issue an account to you to Victoria's Secret Credit Card. I thought that it was one of those promotions to get you to sign up or something, but I looked closer and the card has my name, an account number, and all the works. Yesterday, I received a Victoria's Secret Angel credit card in the mail. ![]() Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future.
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